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Life Insurance: Things You Need to Know!

Your family needs your love and care. What they also need is financial security. Financial security to enjoy a comfortable lifestyle today, as well fund their dreams and goals in the future. And, as you work towards their financial security, Aditya Birla supports you with a wide range of life insurance plans that help you PLAN + PROTECT these goals, so money never comes between your family and the big and small joys of life!

Riders

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ABSLI Accidental Death and Disability Rider (UIN: 109B018V03)
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ABSLI Critical Illness Rider (UIN : 109B019VO3)
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ABSLI Surgical Care Rider (UIN: 109B015V03)
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ABSLI Hospital Care Rider (UIN: 109B016V03)
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ABSLI Accidental Death Benefit Rider Plus (UIN:109B023V02)
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Explore Life Insurance Plans for Every Goal in Life

TERM INSURANCE PLANS
Get a term plan to protect your family's dreams!.
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CHILD INSURANCE PLANS
Insure and give wings to your child's dreams!
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SAVINGS PLANS
Save for a secured future along with life cover
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RETIREMENT AND INSURANCE PLANS
Insure to ensure a comfortable retirement!
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UNIT LINKED INSURANCE PLANS
Grow your money and secure your loved ones!
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CRITICAL ILLNESS INSURANCE PLANS
Stay healthy and shield your finances with critical illness insurance
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What is a Life Insurance Policy?

A life insurance policy is a contract that you make with a life insurance company, by which they promise to provide financial protection to your family, in the event of your untimely death. Based on your family’s goals and plans, you can choose from a variety of life insurance plan types. Most life insurance products also come with an investment component that helps you fulfil a specific financial goal in life.

Most Popular Life Insurance Plans

altimg Top Selling

ABSLI Assured Income Plus

Make savings easy and convenient with long term assured income & Life cover icon
Invest for a Short Term, Get Guaranteed Returns for a Long Term. UIN: 109N127V08

Key Features

altimg Guaranteed³ returns on your investment
altimg Long term regular income
icon 2 Plan Options
altimg Key Features

ABSLI DigiShield Plan

Provide financial security to your loved ones from the uncertainties of Life altimg
PROTECTING multiple life needs with one plan is now possible. UIN: 109N108V09

Key Features

altimg Guaranteed³ returns on your investment
altimg Long term regular income
icon 2 Plan Options
altimg Upto 10% discount
icon Top Selling

ABSLI Assured Savings Plan

Guaranteed maturity benefits & Life Cover to cater to your Life`s milestones worry-free icon
Savings Plan for secured future and assured returns. UIN: 109N134V05

Key Features

altimg Guaranteed³ maturity benefits
altimg Loyalty Additions to boost maturity corpus
icon Option to cover your spouse by choosing Joint Life Protection

Term Plans by ABSLI

ABSLI Life Shield Plan (UIN: 109N109V04)

A customizable plan to secure your family’s non-negotiable life goals

  • Choice of 8 different plan options
  • Inbuilt term illness benefits
  • Option to cover your spouse under the policy
Buy Now Calculate Premium

ABSLI DigiShield Plan (UIN: 109N108V05)

One comprehensive plan to meet a variety of life’s needs

  • Choice of 10 different plan options
  • Flexible payout options
  • Option to avail coverage till the age of 100
Buy Now Calculate Premium

ABSLI Saral Jeevan Bima (UIN: 109N128V01)

A simple term plan that protects your family

  • Add-on riders to enhance protection
  • Limited premium payment option
  • Single premium option
Buy Now Calculate Premium

Life Insurance Policy Premium Calculation

Get an idea about the premium of selected insurance plans and know the benefits for better financial planning.
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The ABSLI Promise

Bringing together the legacy of Fortune 500 Aditya Birla Group and the global innovation leadership of Sun Life Insurance, ABSLI is synonymous with credibility, reliability and trust. Having helped lakhs of families across India, we continue to deliver a variety of life insurance plans catering to the different stages of your life.

  • iconbullet 363 offices assist in buying life insurance
  • iconbullet Simple online purchase process
  • iconbullet 70k+ direct selling agents to guide
  • iconbullet 3-steps online claim process.

How Term Plan Works?

It costs the emotions and courage of a family when the policyholder passes away.
But the ABSLI DigiShield Plan does not cover the family in these circumstances.

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If the policyholder was diagnosed with pre-existing diseases 48 months prior to the effective date of the policy issued by the insurer.
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When the policyholder (whether medically sane or insane) suffers from self-inflicted injury or makes an attempt to suicide, no Terminal Illness Benefit will be paid.
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No protection for critical illness or accidental death benefit if the death of the policyholder happens due to alcohol consumption, hazardous activity, an act of war, or child-birth.
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No protection for critical illness or accidental death benefit if the death of the policyholder happens due to alcohol consumption, hazardous activity, an act of war, or child-birth.
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Frequently Asked Questions

We answer all the “Why”, ”What”, and “How" about life insurance.

Can I open multiple NPS accounts?
Opening multiple NPS accounts is not permitted. An individual can open only one NPS account in their name. Upon successful opening, he/she receives a unique identification number. This account number is called PRAN (Permanent Retirement Account Number) which stays unique to each individual.
Can a joint NPS account be opened between a spouse or children?
Each individual between 18 and 70 years of age can have only one NPS account. It cannot be opened jointly between spouse, children, or in the name of a HUF.
What are the asset classes for investment under NPS?
The asset classes available for investment under NPS are:
  • Class E (Equity): High return-high risk
  • Class C (Corporate Bonds): Medium return-medium risk
  • Class G (Govt Securities): Low return-low risk
  • Class A (Alternative Investment Funds): Assets such as CMBS, REITs, InvITs, AIFs, etc.
What are the sectors under NPS?
Broadly, NPS can be divided into two categories - Government and Private. Under the government sector, there are two sectors, the central government, and the state government sector. Under the private category, further, there are two models - corporate and all citizens of India.
If I change my job or location, what happens to my NPS account?
NPS account is portable and can be operated from anywhere in India irrespective of your employment. If you change your employment from the private sector to the government or from central government to state government, you can change your sector under NPS.
When can I exit from the NPS?
You can remain invested in NPS up to the age of 75 years. However, after attaining the age of 60 years, you can withdraw up to 60% of the corpus amount whereas the balance of 40% must be used to purchase the annuity to get a regular monthly pension.
What is the minimum amount of contribution criteria under NPS?
For Tier I accounts, the minimum amount per contribution is Rs. 500 and the minimum contribution per year is Rs. 1,000. For Tier II accounts, there is no minimum balance required but the minimum amount per contribution must be at least Rs. 250.
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Voice of happy customers

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ABSLI provides various payment option to pay renewal premium, anytime and anywhere.! Best wishes to ABSLI

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Rohini Sharma
Mumbai

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Rohini Sharma
Mumbai

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"Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc dictum et mi at malesuada. Praesent at aliquam velit. Maecenas massa lorem, mattis a volutpat porttitor, ullamcorper at tortor. Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas. Etiam a augue sed tortor pretium posuere. Orci varius natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Fusce dictum arcu sed nunc cursus, vitae ultrices nibh condimentum."

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Rohini Sharma
Mumbai

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"Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc dictum et mi at malesuada. Praesent at aliquam velit. Maecenas massa lorem, mattis a volutpat porttitor, ullamcorper at tortor. Pellentesque habitant morbi tristique senectus et netus et malesuada fames ac turpis egestas. Etiam a augue sed tortor pretium posuere. Orci varius natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Fusce dictum arcu sed nunc cursus, vitae ultrices nibh condimentum."

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Rohini Sharma
Mumbai

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Awards & Recognition

2019
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2019
Top 10 Insurace Company Lorem ipsum dolor sit amet, consectetur
Lorem ipsum dolor sit amet consectetur adipisicing elit. Quasi optio perferendis qui maiores repudiandae fuga deleniti fugit blanditiis libero odio eaque neque minima, corporis nisi nemo nostrum? Quibusdam, accusamus mollitia.
2019
Top 10 Insurace Company Lorem ipsum dolor sit amet, consectetur
Lorem ipsum dolor sit amet consectetur adipisicing elit. Quasi optio perferendis qui maiores repudiandae fuga deleniti fugit blanditiis libero odio eaque neque minima, corporis nisi nemo nostrum? Quibusdam, accusamus mollitia.
2019
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Lorem ipsum dolor sit amet consectetur adipisicing elit. Quasi optio perferendis qui maiores repudiandae fuga deleniti fugit blanditiis libero odio eaque neque minima, corporis nisi nemo nostrum? Quibusdam, accusamus mollitia.

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    1 Tax benefits are subject to changes in tax laws. Kindly consult your financial advisor for more details.