ABSLI Group CapSecure Pension Plan

ABSLI’s Group CapSecure Pension Plan is a non-linked non-participating fund based group plan wherein an Employer, Trustee, Central and State Government, Public Sector Undertakings, Corporates, MNCs, or other groups is the master policyholder, while the employees are the beneficiaries.

This plan is an ideal tool for the employers to create a secured pool of funds required to pay retiral benefits to their employees.

Key Features

  • Contributions received are added to respective policy account
  • Covers Superannuation scheme
  • Interest on the investment is declared quarterly
  • Offers guaranteed amount in policy account
  • Applicable interest rate will be declared at the beginning of every financial quarter and shall accrue at the end of fiscal quarter
  • As an employer, you can claim from the policy to pay death benefits or gratuity amount to your employee (or his/her nominee) upon his/her death orexit from the service
  • You will have an option to surrender the policy anytime and receive actual surrender proceeds at that time
  • You will have the flexibility to create separate non-pooled accounts for each employee or a single pooled account for all the employees
  • Minimum Group Size

    10 members

  • Minimum age at entry

    As per scheme rules

  • Maximum age at entry

    As per scheme rules

  • Maximum age at maturity

    As per scheme rules

  • Minimum policy term

    Renewable annually

Frequently Asked Questions

  • Are the returns guaranteed under the ABSLI’s Group CapSecure Pension Plan?

    Yes. ABSLI’s Group CapSecure Pension Plan provides guarantee of amount in policy account where the interest on your investment is declared at the end of every quarter.

  • Can I cancel the plan after its purchase?

    Yes. You can cancel the plan anytime during the free-look period of 15 days from the date of purchase.



The Trade Logo “Aditya Birla Capital” Displayed Above Is Owned By ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED (Trademark Owner) And Used By ADITYA BIRLA SUN LIFE INSURANCE COMPANY LIMITED (ABSLI) under the License.”

This is a non-linked, nonparticipating fund based group pension plan. The amount of Contributions less payment in respect of member exit plus quarterly interest addition are reflected in the Policy Account Value and is guaranteed at all times. ABSLI’s liability is limited to the Policy Account Value. ABSLI reserves the right to recover levies such as the GST levied by the authorities on insurance transactions. If there be any additional levies, they too will be recovered from you. For further details please refer to the policy contract. Tax benefits subject to changes in the tax laws.For more details on risk factors terms and conditions, please read the sales brochure carefully before concluding the sale.

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. Call Centre: 1-800-270-7000 www.adityabirlasunlifeinsurance.com IRDAI Reg. No. 109 | CIN: U99999MH2000PLC128110 ADV/9/20-21/1224 UIN: 109N082V03